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Featured Articles

  • Hilarious Holiday Disasters - Well Bah, Hum Bug!
    Holiday disasters can happen when you least expect them, but here are a few cautionary tales, to gently remind homeowners to be careful during the hectic (and sometimes hazardous) holiday season.
  • The Insurance Game of Life
    Life's milestones can affect your home and auto insurance. Find out how you can save along the way.
  • Will My Homeowner's Insurance Cover Me for ID Theft?
    Some homeowner's insurance policies provide ID theft coverage or offer add-on ID theft coverage. Protect yourself from ID theft with good privacy practices.
  • Fall Back: End of Daylight Saving Time, Home and Auto Safety Checklist
    The weekend most Canadians fall back one hour is also the ideal time to tackle seasonal safety projects. A lot of the routine maintenance on your home and car should be done twice a year, so what better time to start checking items off your "to-do" list?
  • Five Ways to Secure Your Property Against Danger
    Your home is your castle. You spend time, effort, and money on your residence (and everything inside). Here are five simple ways to secure your home.
  • Will Home Insurance Cover Packages Stolen Off Your Porch?
    It's more common than ever to have your online purchases delivered to your door. Theft of these packages is also increasingly common, but, will your home insurance provider cover the cost of those stolen items?
  • Why Leaving Your Home Empty Might Void Your Insurance
    If your home is going to be left empty while you move or while in-between renters, your regular home insurance could be voided. Find out why.
  • What's the Federal Election Got to do with Your Home and Auto Insurance?
    Climate change and severe weather cause considerable damages in Canada each year. Learn more about what the parties say they'll do to tackle the issue.
  • Babysitting, Liability Insurance and Home Insurance: What Parents and Babysitters Need to Know
    Starting a new babysitting job? Or, are you hiring babysitters soon? Here's what you need to know about liability and home insurance.
  • What Can You Do to Protect Your Home from a Natural Disaster?
    A natural disaster can damage your home and belongings. But, a few tips can help you prepare your home and protect your property.
  • In the Wake of Hurricane Dorian: Tips for Starting the Claims Process
    Now that Hurricane Dorian has passed by Atlantic Canada, homeowners and drivers in the region will soon be turning to their insurance for help in repairing the damages it caused. Tips on starting the insurance claims process.
  • How to Get Renter's Insurance
    Most people, at one time or another, have rented where they live. And, for young adults looking to move out for the first time, it's a rite of passage. But along with the excitement of having a place to call your own is the reality of the everyday responsibilities that are essential, like tenant insurance. Learn how to get tenant insurance and why it's important to have.
  • Tenant Insurance: What It Is and Why You Need It
    Whether you're renting an apartment or a home, tenant insurance is a must to protect yourself and your belongings. Here's why.
  • Survey Finds Insurance Concerns Keep Canadians up at Night: Here's How to Sleep Better
    A recent survey found that about 48 percent of Canadians are losing sleep over thoughts about their home insurance. Another 49 percent polled report losing sleep over auto insurance. But why?
  • Read the Fine Print: Biggest Home Insurance Mistakes Not to Make
    A few home insurance mistakes can cost you. If you're away from home often, live in a flood zone or have prized collections, here's what you need to know.
  • Home Insurance Savings Guide: 21 Things That Impact Your Rate
    Your home is probably your biggest investment and the best protection for that investment is home insurance. But what specifically affects your home insurance rate? As you make your house your home, we break down some of the things that may influence the rate you pay for your home insurance coverage.
  • Best "What Were They Thinking" Dumb and Dumber Crime Stories About Criminals and Robbers...
    Looking for the funniest crime stories? Here are a few "What were they thinking" criminal and robber stories that will leave you shaking your head.
  • Going on Vacation? 10 Ways to Protect Your Home
    There's nothing better than going on vacation and if you're planning to squeeze in some time away before summer's end, it's important to take the necessary steps to protect your home while you're on holiday.
  • Can You Claim It?
    Sometimes "it" hits the fan. When things go wrong, really wrong, that's where your insurance coverage can help, but sometimes you might wonder if submitting a claim is in your best interest or if you're even covered.
  • How to Protect Your Home from a $43,000 Repair Bill
    Water damage makes up almost half of all home insurance claims, and for flooded basements the price tag is high. It's estimated that the average cost to repair a flooded basement is $43,000, yet, there are protections that residents can implement, for often less than $250.
  • Quiz: When a Storm Hits, Are You Covered?
    When the weather is wild and causes damage, are you covered? Take the Kanetix.ca quiz to find out how weatherproof your coverage is, or can be, with the right policy.
  • Money Talks: All It Takes Is $150 to Motivate Most Canadians to Switch Insurers
    If you could save $150 on your premiums, would you be willing to switch insurance providers? According to a recent Kanetix.ca survey, most Canadians would. For many, however, the tipping point to switch is even lower.
  • Are You Up to the Challenge? It's Trivia Time!
    Who doesn't like a little trivia? Given there's a day dedicated to it each year, January 4, there are obviously trivia enthusiasts everywhere, including here at Kanetix.ca. We're also keen on all things insurance and we've pulled together 10 questions that we're confident will answer the question: Are you up to the challenge?
  • (Buying a) Home for the Holidays?
    House hunting isn't typically associated with the holiday season, but if you're in the market to buy a home there's no need to give up the hunt just because it's the off-season. In fact, there are those who would argue that house hunting in the off-season offers buyers unique opportunities that don't exist during the traditional home buying season.
  • Fire Safety Tips to Protect Your Home
    Winter is the worst season for fires in Canada and it's likely no coincidence that National Home Fire Safety Week (November 24 to 30) takes place when the temperatures start to dip. Douse the risk of fire in your home this winter with this collection of fire safety tips.
  • Three Reasons Why Students Need Tenant Insurance
    With a new school year fast approaching, many students will be leaving home and moving into on-campus housing or their first apartment. There's a lot to pack like books, laptops, clothes, furniture, and entertainment systems to name just a few of the essentials. But, what about property insurance? See why your student may need tenant insurance.
  • Safety Tips for Setting off Fireworks
    Like many Canadians, fireworks and sparklers may be lighting up your night this Canada Day. If you're hosting your own home fireworks display, minimize the chance of injury or property damage this Canada Day with these firework safety tips.
  • When It's More than Just a Shower: Storm Damage and Your Insurance
    Severe thunderstorms-damaging wind gusts, hail and torrential rain-seem to be increasingly common, and when they cause damage to your home or auto will you be covered?
  • Nearly Half of Homeowners Plan to Renovate Their Home
    If you're thinking about renovating your home this year, hopefully you've locked in your contractor as they'll likely be busy in the coming months. According to CIBC's annual home renovation poll, 45 per cent of Canadian homeowners say they expect to undertake some sort of home renovation this season
  • Almost 50 Per Cent of Tenants Are Without Renter's Insurance
    Of the more than 14 million households in Canada, approximately 4.5 million are rented by tenants, according to the 2016 Census. A recent Kanetix.ca survey suggests that potentially 2 million of these households don't have the protection that comes with purchasing a tenant insurance policy. The survey found that 48.5 per cent of Canadian tenants don't have a policy to call their own.
  • 13 Halloween Safety Tips at Home and in the Car
    As much as children love to go trick-or-treating and the resulting stash of candy, Halloween can be ghoulish if precautions by homeowners and drivers aren't taken. We here at Kanetix.ca have scared up 13 Halloween safety tips for around the home and in the car to help banish the ghouls to the netherworld.
  • Home Insurance Myths Busted
    Home insurance can be confusing. The following are some of the most common misconceptions about home insurance in Canada to help you weed through what's fact and what's fiction.
  • Could Fido Void Your Home Insurance?
    In April, Quebec tabled legislation to ban certain dogs in the province. Once the Quebec legislation comes into force, Quebec and Ontario will be the only two provinces in Canada with a province-wide ban on certain breeds of dogs. Could the type of dog you own affect your home insurance coverage?
  • The Reality of the Millennial Homeownership Dream
    If you're a millennial in Canada, or the parent of one, a recent HSBC survey suggests that the dream of homeownership isn't dead, it just requires some help-and work-to bring the dream of buying a home to life.
  • First Time Home Buyer, Eight First Time Home Expenses
    You did it! You survived the years of saving for a down payment, the open houses, the paperwork, the outrageous bidding wars and the stress of it all, to finally buy a new home. As a first time homeowner, the next year will be exciting, but it will also likely be expensive.
  • CMHC to Increase Mortgage Insurance Premiums
    The Canada Mortgage and Housing Corporation (CMHC) is increasing its mortgage loan insurance premiums. The new mortgage loan insurance premium increase will come into effect on St. Patrick's Day, March 17th, 2017. Will you be affected?
  • Wildfires, Ice Storms, Tornadoes, and Hail: Canada's 10 Costliest Disasters
    The Fort McMurray wildfires that forced almost 90,000 residents out of their homes have been devastating. The damage caused, vast. In fact, the Insurance Bureau of Canada (IBC) estimates that the insured property damage caused by the wildfires to be almost $3.6 billion.
  • 10 Times When Your Home Insurance May Not Pay Out
    You may think that your property insurance will cover anything and everything that happens in your home, but, this isn't entirely true. Here are some reasons why your insurance provider may not completely pay out your claim, or worse may reject your claim or cancel your coverage all together...
  • What Impacts Your Home Insurance [Infographic]
    From the roof to the basement to the garage, there are many things that go into your home insurance rate. But what specifically affects your home insurance rate? As you make your house your home, we've identified a few things that may influence the rate you pay for your home insurance coverage, and illustrated them in this Kanetix.ca infographic.
  • Popular Steals: What's at Risk in Your Home
    Approximately every three minutes, a residential burglary happens in Canada. You may think it's most necessary to protect your TV and stereo system. However, thieves nowadays target items that are not just high in value, but also lightweight and portable which make them a fast easy steal and ideal for a quick cash sale.
  • 14 Per Cent of Homeowners Rent out a Portion of Their House
    A recent survey suggests that about 14 per cent of Canadian homeowners rent out a portion of their home. See how If you rent out your basement, or a room, it could affect your home insurance.
  • How the Toronto Flood Affected Home Insurance Coverage
    It's been two years since flooding in Toronto caused $850 million in insured damages. Combined with the damage from Alberta's floods, insurers have been forced to react. Now a handful of companies are offering something they've never offered before: overland flood insurance.
  • Buying a New Home? 9 Things to Consider When It Comes Your Home Insurance
    If you're planning your weekends by all the open house notices, consider how your choice of new home may affect the ease of getting home insurance and how much you will pay for coverage.
  • First Time Home Buyers Guide: Getting Ready for the Big Buy
    Taking that first step on the property ladder is one of life's biggest decisions. Sounds ominous, doesn't it? It doesn't have to be; you'll have plenty of help along the way and the Kanetix.ca first time home buyer's guide will help you break it all down into easy bite-sized pieces.
  • Tenants Insurance 101
    If you're renting, tenants-or renters-insurance should be a no brainer. Not only will it help you get back on your feet after a fire or theft, for example, but it has numerous other benefits too. Here's our guide to how much tenant insurance you need-and when you need it.
  • 300,000 Reasons Why You Should Worry About Title Fraud
    It's been estimated that the average amount stolen in title fraud is in the range of $300,000. How can you shield yourself from falling victim to title fraud?
  • Insurance Tips to Help You Save When Buying a House
    Buying a house is an exciting adventure, as well as an expensive endeavour. So let's look at tips that will help you save on the home insurance you'll need to protect your new purchase.
  • Title Fraud in Canada: Keeping The Roof Over Your Head, Yours
    Real estate fraud in Canada is a booming business, and while the vast majority is perpetrated against financial institutions in the form of mortgage fraud, it's title fraud that hits home and strikes fear in homeowners. Learn how it happens and how to protect yourself.
  • (Buying a ) Home for the Holidays?
    House hunting isn't typically associated with the holiday season, but if you're in the market to buy a home there's no need to give up the hunt just because it's the off-season. In fact, there are those who would argue that house hunting in the off-season offers buyers unique opportunities that don't exist during the traditional home buying season.

  • Three Reasons Why Students Need Tenant Insurance
    With a new school year fast approaching, many students will be leaving home and moving into on-campus housing or their first apartment. There's a lot to pack—books, laptops, clothes, furniture, and entertainment systems to name just a few of the essentials. But, what about property insurance? See why your student may need tenant insurance.

  • Popular Steals: What's at Risk in Your Home
    Approximately every three minutes, a residential burglary happens in Canada. You may think it's most necessary to protect your TV and stereo system. However, thieves nowadays target items that are not just high in value, but also lightweight and portable which make them a fast easy steal and ideal for a quick cash sale.

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The basics in property insurance for your home, condo or contents all rolled up in a nice little package. Visit our property and home insurance Quickguides for everything you ever wanted to know about home, condo or tenant insurance.

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