These cars are popular with Ontario drivers, but which cost less (or more) to insure?
Ever see your exact car pass you on the highway or accidentally try to get into someone else's car in a parking lot because it looked the same as yours? Chances are if you've experienced either, you're driving one of Canada's top selling cars. Whether it's because of their affordability, reliability, or perhaps their high resale value -- these cars are popular. The thing you may not know is that the model of car you drive directly affects the insurance rate you end up paying. This is a great reason to make sure you compare car insurance quotes before you commit.
So what are the top-selling wheels in Canada? Some reports have 2010's top-selling vehicles in Canada as the:
- Ford F-150
- GM Silverado/Sierra
- Honda Civic
- Dodge Caravan
- Dodge Ram
- Mazda's Mazda3
- Ford Escape
- Toyota Corolla
- Hyundai Elantra
- Hyundai Sante Fe
The auto insurance difference
Ontario auto insurance companies rate cars based on the claim history of that vehicle. They look at things like accident frequency, repair costs, theft, vandalism and safety ratings for each make and model. The less money insurance companies have to pay in claims for a particular car, the less expensive that car is to insure.
For comparison, quotes were obtained online from all the insurance companies featured through Kanetix.ca's online Ontario auto insurance quote service. The same driver was used; a 35-year old with 15 years driving experience and a clean driving record. The following Ontario car insurance quotes were the lowest provided for the driver in Toronto and Ottawa.
Canadian top-sellers |
Toronto, Ontario auto insurance |
| Ford F-150 | $1241 |
| GM Silverado/Sierra | $1376 |
| Honda Civic | $1490 |
| Dodge Caravan | $1475 |
| Dodge Ram | $1466 |
| Mazda3 | $1447 |
| Ford Escape | $1262 |
| Toyota Corolla | $1509 |
| Hyundai Elantra | $1373 |
| Hyundai Sante Fe | $1237 |
|
We did the same for Ottawa, Ontario using the same driver and vehicles.
Canadian top-sellers |
Ottawa, Ontario auto insurance |
| Ford F-150 | $914 |
| GM Silverado/Sierra | $876 |
| Honda Civic | $1003 |
| Dodge Caravan | $914 |
| Dodge Ram | $914 |
| Mazda3 | $1003 |
| Ford Escape | $892 |
| Toyota Corolla | $1003 |
| Hyundai Elantra | $971 |
| Hyundai Sante Fe | $1014 |
|
Often people have a price point for how much they want to spend, in total, when making a large purchase like a car. Given the potential for a significant range in auto insurance premiums between cars, comparing car insurance quotes prior to purchasing is a great idea that could save you money.
It all adds up - compare Ontario auto insurance quotes today
Whether you're driving one of the top 10 vehicles or not, each car model has its own insurance history. Make sure to compare quotes before you purchase your next car as it could mean paying way less for coverage in the long run. Insurance rates fluctuate and if you were getting the best rate possible from your current insurer, there is no guarantee it will continue to be the best rate as time goes on. With a wide range of premiums available, for essentially the same coverage, it's a good idea to compare quotes to ensure you are getting the best price, and make sure you recheck at renewal time as well.
You're in the driver's seat
Want to save money on your Ontario car insurance? Compare car insurance quotes from competing insurance companies and find the lowest price for insurance for your car.
